Pre-loaded with your plan — retirement plus your 5 children's 20 short-term goals — and fully editable. Solves for the annual savings needed to hit every goal at once, each with its own time horizon, recommended equity/bond glidepath, and fund allocation.
These drive every number below. All defaults are placeholders, not advice — the 7% / 3.5% returns and the inflation figure are illustrative benchmarks, not Benefitra numbers.
Pre-loaded with your 5 children. Each child carries the four goals below. Editing a child's age (or a due-age) recomputes every years-away and re-syncs that child's goal rows.
Pre-filled from your plan: retirement plus 5 children × 4 goals (21 rows). Each row's name, target amount and years are fully editable; the child-goal targets are $20k today grown to the due year by the inflation assumption above. The retirement target is blank — set it to your own number.
Pick a goal to see its recommended maximum equity allocation (Ability-to-Take-Risks glidepath), the dollar amount in the equity sleeve, then split that equity across your funds.
BENEFITRA · prototype build 2026-07-03