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PROTOTYPE — not deployed · numbers are illustrative

Retirement & Savings Solver

Pre-loaded with your plan — retirement plus your 5 children's 20 short-term goals — and fully editable. Solves for the annual savings needed to hit every goal at once, each with its own time horizon, recommended equity/bond glidepath, and fund allocation.

Assumptions confirm with your advisor

These drive every number below. All defaults are placeholders, not advice — the 7% / 3.5% returns and the inflation figure are illustrative benchmarks, not Benefitra numbers.

Your family edit ages — goals recompute

Pre-loaded with your 5 children. Each child carries the four goals below. Editing a child's age (or a due-age) recomputes every years-away and re-syncs that child's goal rows.

Goal template — each child gets these four goals, at $20k each today, due at the target age shown. target ages from your FP model — editable

Your goals pre-loaded & editable

Pre-filled from your plan: retirement plus 5 children × 4 goals (21 rows). Each row's name, target amount and years are fully editable; the child-goal targets are $20k today grown to the due year by the inflation assumption above. The retirement target is blank — set it to your own number.

Total required savings across all goals
$0/yr
$0 / month

Glidepath & fund allocation

Pick a goal to see its recommended maximum equity allocation (Ability-to-Take-Risks glidepath), the dollar amount in the equity sleeve, then split that equity across your funds.

Illustrative projections only, not investment, tax, or legal advice. Assumed returns (7% equity / 3.5% bond), inflation, the fund split, and the child-goal due-ages (Yeshiva/HS 16, College 18, Wedding 24, Down-pmt 28 — carried over from your FP model for consistency) are all placeholders and are editable above. The retirement target amount is intentionally left blank for you to set — no number has been assumed for it. Assumed returns are hypothetical and not guaranteed; actual results will differ. Confirm all inputs with your advisor.

BENEFITRA · prototype build 2026-07-03