Instant quote calculator

Drop in your headcount — see your monthly premium.

Counts by coverage tier. Math uses the H&W 125 schedule above. Same per-employee rate regardless of age or claims.

Headcount by tier
Employee onlysingle coverage
Employee + spousecouple coverage
Employee + child(ren)single parent + kids
Employee + familyspouse + kids
Waiversdeclined, has other coverage
Estimated monthly premium
H&W 125 — all coverages bundled
$0
/ month
$0 / year
Subscribers 0
Total enrolled 0
Breakdown by tier
10+ subscribers — custom ancillary Groups above 10 enrolled get custom rates on dental, vision, life, and accident. The number above shows H&W + admin + union only. Add your ancillary line items separately — they'll come in less than the standard per-tier rates (employee-only $75 dental / $15 vision / $10 life / $12 accident; couple & children $150 / $30 / $10 / $12; family $220 / $45 / $10 / $12).
Estimate only. Final premium follows underwriting + carrier confirmation. Quote requires declarations + census.