Original, engine-driven research on employer health-plan funding and renewals — built on our own modeled funding engine, per-state renewal data, and Monte-Carlo simulation.
Papers & reports
Trend indices, the five-year Getzen glide, the ACA rate-filing signal, a 26-year out-of-sample backtest, and a specialty-drug model — assembled into a two-engine renewal-prediction architecture.
The linkable annual anchor — the funding atlas, renewal index, and backtests synthesized into one report, with a forward renewal forecast and last year’s forecast publicly graded.
A branded, per-state renewal tracker built from ACA rate filings and our own placed-case book — a named, citable index published on a recurring quarterly cadence.
How volatile is self-funding, really? A Monte-Carlo study of stop-loss corridors by group size — turning the risk story we sell into a cited, quantified stat.