ACA updates, IRS limit changes, renewal-season playbooks, and funding-strategy explainers — refreshed monthly by licensed brokers and reviewed by a CFP. No generic content; every piece cites a primary source.
The editorial hub sits inside the BENEFITRA platform. Articles connect to the same tools, brokerage, and HR SaaS the rest of the platform uses, so what you read maps to what you can act on.
Seven funding paths: fully-insured, level-funded, self-funded, ICHRA, PEO-integrated, captive, Taft-Hartley.
Compare paths →Lead-engine and rankings for growing employers. Page-2-to-page-1 in months.
See trajectories →Every piece serves a real decision a real employer, HR lead, or family is making this week. No filler, no SEO-fluff, no generic listicles. Each stream is reviewed by a licensed broker before publish.
Renewal-season pieces. From August through January, our most-read pieces are the renewal playbooks. Topics include: how to read a renewal letter, when to put your plan out to bid, how to negotiate a 14% renewal down without changing carriers, what to do if your carrier non-renews you, and the cost of switching mid-year versus waiting for the anniversary. These pieces are republished annually with current-year numbers and refreshed when carrier behavior shifts.
IRS limit explainers. The IRS publishes new limits every November for the following year (and sometimes mid-year). We translate each release within two weeks: HSA contribution caps, FSA limits, dependent-care FSA caps, ACA affordability thresholds, the 401(k) and SEP contribution maximums, and the federal poverty level brackets that drive ACA subsidies. Every piece links to the underlying revenue procedure or notice so you can audit our reading.
Funding-path comparisons. The most-requested topic across email and consultation: when does level-funded actually beat fully-insured? When does self-funded with stop-loss become the right call? When is ICHRA the cleaner answer? These pieces walk through the math at specific census sizes (10, 25, 50, 100, 250, 500+) and surface the break-even point where one path overtakes another.
Compliance updates. Form 5500 deadlines, ACA reporting (1094/1095), Section 125 nondiscrimination testing, mental-health parity, gag-clause attestations, and the prescription-drug data-collection rules under the CAA. These are the pieces nobody writes for a popular audience because they are dense and not glamorous, but they are exactly the pieces our employer audience flags as most useful. We publish them in plain language with a checklist at the bottom of each.
I sent the renewal-letter article to our CFO before our broker call. She walked into the meeting with the right three questions and we got the renewal cut by seven points.
The ICHRA piece at 50 employees was the first time anyone showed me the math at our actual census size. We switched the next plan year and the savings paid for two new hires.
The Form 5500 walkthrough with the checklist was the only piece I found online that did not assume I was already a compliance attorney. Saved us the cost of an outside review.
Who writes, how often we publish, how we cite sources, and how the content connects to a real consultation when you want one.
Renewals, IRS limits, funding paths, compliance, family-side ACA, employer group plans — all in one place, all reviewed by licensed brokers and a CFP.
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