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122 Free Benefits & Insurance Tools

Health insurance cost calculators, PEO cost calculators, state projectors, industry ROI calculators, workers' comp tools, and more. Most tools run their calculations in your browser. Benefitra collects information when you submit a form or request a report, and some tools save what you enter as you work. Analytics cookies are used only with your consent. See our Privacy Policy.

122Total Tools
50Workers' Comp
44Industry ROI
15Turnover Cost
15PEO Cost Tools

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Our most-used planning tools

Six tools most employers begin with. Everything below is the full library of state, industry and trade calculators.

Flagship Health Plan Cost Projector Compare five funding arrangements over five years by state and headcount. Open tool Flagship Benefits ROI Calculator Model your ideal package against a full PEO with every number sourced. Open tool Flagship Premium Renewal Stress Test Pressure-test a renewal and see what a rate shock does to your budget. Open tool For roofers EMR Dashboard Track your experience mod and see what every point is worth in premium. Open tool Guided Benefits Discovery Answer a few questions and find the funding arrangement that fits. Open tool Advanced Funding Simulator Five-year Monte Carlo comparison of funding arrangements. Open tool

Showing 145 of 145 listings

Health Insurance Cost Calculators

Calculate and project employer health insurance costs, with a state selector for all 50 states — 1 tool

Specialty Health Plan Cost Projector Launch Tool

Workers' Comp Calculators

Estimate workers' compensation premiums by state — 50 tools

COBRA Cost Calculators

Calculate COBRA continuation coverage costs, with a state selector for all 50 states and DC — 1 tool

COBRA COBRA Cost Calculator by State Launch Tool

PEO Cost Calculators

Compare PEO costs across industries — 15 tools

ICHRA Calculators

Model individual coverage HRA cost and affordability, with a state selector — 1 tool

ICHRA ICHRA Calculator — Individual Coverage HRA Cost Estimator Launch Tool

Level-Funded vs Fully Insured Calculators

Compare level-funded against fully insured renewals, with a state selector — 1 tool

Level-Funded Level-Funded vs Fully Insured Calculator Launch Tool

Turnover Cost Calculators

Measure the true cost of employee turnover — 15 tools

Industry ROI Calculators

Calculate benefits ROI for your specific industry, with state and industry selectors — 44 tools

Compliance & Tax Tools

ACA compliance, Section 125, and payroll tax calculators — 3 tools

Compliance & Tax ACA Compliance Checker Launch Tool Compliance & Tax Payroll Tax Savings Calculator Launch Tool Compliance & Tax Section 125 FICA Savings Calculator Launch Tool

Specialty & Vertical Tools

Tools for roofers, agent calculators, and more — 18 tools

For roofers Benefits Savings Strategy Builder — for roofers Launch Tool For roofers BENEFITRA — EMR Scenario Modeler for roofers Launch Tool For roofers BENEFITRA — EMR Scenario Modeler for roofers Launch Tool For roofers Health Plan Cost Projector — for roofers Launch Tool For roofers Benefits Savings Strategy Builder — for roofers Launch Tool For roofers Health Plan Cost Projector — for roofers Launch Tool Agent Tools BENEFITRA — Agent Earnings Projection Calculator Launch Tool Agent Tools BENEFITRA — Agent Earnings Projection Calculator Launch Tool Specialty Benefits Savings Strategy Builder Launch Tool Specialty Business Valuation Tool Launch Tool Specialty Cost of Risk Audit Launch Tool Specialty Roofer's Insurance Savings Calculator Launch Tool Specialty Premium Renewal Stress Test Launch Tool Specialty BENEFITRA — SaaS Savings & ROI Calculator Launch Tool