Benefits Package ROI Calculator

How to read your benefits ROI

Return on a benefits package is the gap between what the plan costs you and what it gives back: lower turnover, faster hiring, and steadier productivity. This calculator turns those soft effects into dollars so you can see whether your current spend is working as hard as it should. You enter a few real numbers about your company, and it models the value your benefits create against two reference points, an ideal mix built around your headcount and a full PEO benefits stack.

Replacing a mid-market employee commonly runs from a few thousand dollars for hourly roles to well over half of annual salary for skilled and salaried staff once you add recruiting, lost output, and ramp time. Even a small drop in turnover, paired with shorter time to hire, usually pays for a meaningful share of a benefits upgrade. The calculator shows that math in your own numbers rather than an industry average.

For most employers in the 20 to 250 employee range, the useful question is not whether benefits have a return, but where the next dollar earns the most. Pair this view with the Health Plan Cost Projector to test the funding side, or the Benefits Savings Strategy Builder to find waste you can redirect.

The inputs that move your ROI the most:

• Annual turnover rate
• Average salary
• Time to fill an open role
• Current annual benefits spend

For broader context on how benefits and turnover affect employers, see SHRM's benefits and compensation resources.

Frequently asked questions