What This Means For You
This free tool takes the guesswork out of understanding your coi management portal. Instead of trying to piece together information from multiple sources or waiting for a broker callback, you can get clear numbers in about two minutes.
Enter your information below — no account needed, no email required. The results will give you a solid starting point for making informed decisions about your benefits strategy.
Generate Certificate Request
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Your Certificates
Subcontractor Certificates
| Subcontractor | GL Expiry | WC Expiry | Auto Expiry | Status |
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Additional Insured Language Templates
5 TemplatesPre-built additional insured language for common general contractors. Copy the exact language required by each GC and include it with your certificate request.
Getting Started — Your Next Steps
- Capture your results — take a screenshot or write down the key figures
- Compare these estimates against your most recent renewal notice
- Bring these numbers to your next conversation with your broker or advisor
- Ask about any hidden fees, participation requirements, or waiting periods
- Target your next renewal date as the ideal time to make any changes
Common Questions
Is this coi management portal really free?
Yes, completely free with no strings attached. You do not need to create an account, provide an email address, or speak with anyone. Calculations run in your browser. Benefitra collects information when you submit a form or request a report, and this tool may save what you enter as you work. Analytics cookies are used only with your consent. See our Privacy Policy.
How accurate are these estimates?
The calculations use industry-standard data and published rate tables, so they provide a reliable directional estimate. Your actual costs will depend on your specific situation, location, and the providers you work with. We recommend using these numbers as a starting point for getting real quotes.
What should I do with these results?
Use them as a baseline for informed conversations with brokers, PEOs, or insurance providers. Having these numbers before you talk to a salesperson puts you in a much stronger negotiating position and helps you evaluate whether the proposals you receive are competitive.
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