Nevada Health Plans
Book your free consultationAffordable Coverage Options in Nevada
The right Nevada health plans can make all the difference for your health, your family, and your budget. With Nevada Health Link, residents can shop for qualified health plans that fit every lifestyle and meet every health care need. No matter if you’re an individual, family, or small business owner, you can find an affordable health plan and complete health coverage in every corner of the state.
Because of the Affordable Care Act, many Nevada health insurance options offer subsidies that can lower the cost of coverage for qualified enrollees. These savings put coverage and care within reach for every person. BENEFITRA can connect you with Nevada health options that are easy on your budget and on your family, and open the door to top doctors, dentists, and urgent care centers across the state.
Residents can sign up through the marketplace for a wide variety of health insurance plans that meet federal and state requirements for complete and compliant coverage. If you want an HMO plan or a marketplace plan, you’ll be able to find all the coverage you need to stay covered 365 days a year. With the right plan, you can have peace of mind when you need to turn to trusted providers for mental health care and preventive services near home.
Because of the Affordable Care Act, many Nevada health insurance options offer subsidies that can lower the cost of coverage for qualified enrollees. These savings put coverage and care within reach for every person. BENEFITRA can connect you with Nevada health options that are easy on your budget and on your family, and open the door to top doctors, dentists, and urgent care centers across the state.
Residents can sign up through the marketplace for a wide variety of health insurance plans that meet federal and state requirements for complete and compliant coverage. If you want an HMO plan or a marketplace plan, you’ll be able to find all the coverage you need to stay covered 365 days a year. With the right plan, you can have peace of mind when you need to turn to trusted providers for mental health care and preventive services near home.
Know Your Health & Wellness Benefits
Medical
BCBS PPO National Network
| Deductible: | $1,000 |
| Coinsurance: | 80/20 |
| Out-of-Pocket: | $3,800 |
| Primary Care Co-pay: | $25 |
| Specialist Co-Pay: | $50 |
| Medications: | Generic 10%; Brand 35% (see SBC for more details) |
| Wellness & Teledoc Visits: | No Charge |
(In-network only)
See Health Plan Outline for More Details
Dental
Principal PPO Dental Network
| Annual deductible network | Coinsurance network pays | |
| Preventative | $0 | 100% |
| Basic | $50 | 80% |
| Major | $50 | 50% |
Max benefit: $2,000 per calendar year
New Benefit: Implant coverage (see SBC for details).
Out-of-Network Coverage Available (Click Here to See Claim Example)
Vision
VSP Vision
| Exams: $10 copay, 1 exam every 12 mo |
| Glasses: $25 copay for single lenses |
| Frames: Up to $250 every 24 mo |
| Contacts: Up to $250 every 12 mo |
LIFE
10K Death Benefit
Know Your Health & Wellness Benefits
At BENEFITRA, we believe comprehensive healthcare should be accessible, transparent, and tailored to your needs. That’s why every member receives a complete benefits package — medical, dental, vision, and life benefits — designed to give you peace of mind and real value.
Medical
BCBS PPO National Network
| Deductible: | $1,000 |
| Coinsurance: | 80/20 |
| Out-of-Pocket: | $3,800 |
| Primary Care Co-pay: | $25 |
| Specialist Co-Pay: | $50 |
| Medications: | Generic 10%; Brand 35% (see SBC for more details) |
| Wellness & Teledoc Visits: | No Charge |
(In-network only)
See Health Plan Outline for More Details
Dental
Principal PPO Dental Network
| Annual deductible network | Coinsurance network pays | |
| Preventative | $0 | 100% |
| Basic | $50 | 80% |
| Major | $50 | 50% |
Max benefit: $2,000 per calendar year
New Benefit: Implant coverage (see SBC for details).
Out-of-Network Coverage Available (Click Here to See Claim Example)
Vision
VSP Vision
| Exams: $10 copay, 1 exam every 12 mo |
| Glasses: $25 copay for single lenses |
| Frames: Up to $250 every 24 mo |
| Contacts: Up to $250 every 12 mo |
LIFE
10K Death Benefit
Accident
Click to Review Plan DetailsLinks of Interest
Links of Interest
Health Benefits You Can Count On
The health plans that work the best for you do more than pay for medical expenses – they help you stay well. Every health insurance plan offered through Nevada Health Link has important benefits like preventive screenings, prescription drugs, and behavioral health treatment. Some plans include dental and vision benefits, too, to help you and your family stay healthy from head to toe.
It’s never been easier to manage your plan and your health with the latest digital tools. Secure apps and online resources make it possible to book appointments, review benefits, and find in-network doctors with a few taps on your smartphone. Members also have access to personalized tools that make it simple to find better care, save money, and live healthier lives.
BENEFITRA is here to support and inform you about your coverage and benefits. If you’re new to the Nevada health insurance marketplace or considering switching to a new health plan, their team of experts can help you find a plan that works with your health needs and budget. You can also discover healthy recipes and wellness resources to make smart decisions for your life and your long-term health.
Book your free consultationIt’s never been easier to manage your plan and your health with the latest digital tools. Secure apps and online resources make it possible to book appointments, review benefits, and find in-network doctors with a few taps on your smartphone. Members also have access to personalized tools that make it simple to find better care, save money, and live healthier lives.
BENEFITRA is here to support and inform you about your coverage and benefits. If you’re new to the Nevada health insurance marketplace or considering switching to a new health plan, their team of experts can help you find a plan that works with your health needs and budget. You can also discover healthy recipes and wellness resources to make smart decisions for your life and your long-term health.
H&W, Dental, Vision and Life benefits are Part of a Benefits Package
5 year average renewal of less than 3% – Trust established in 1958 – BCBS network since 2004 – Enrollment available year round – No underwriting
Features | H&W 125 | DENTAL 125 | VISION 125 | LIFE 10K | ADMIN125 | Union | Total |
|---|---|---|---|---|---|---|---|
Employee Only | $731.00 | $65.00 | $10.00 | $5.00 | $100.00 | $27.00 | $938.00 |
Employee + Spouse | $1,500.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,884.00 |
Employee + (Children) | $1,146.00 | $130.00 | $22.00 | $5.00 | $200.00 | $27.00 | $1,530.00 |
Employee + Family | $1,636.00 | $190.00 | $35.00 | $5.00 | $200.00 | $27.00 | $2,093.00 |
Waived Employees | $5.00 | $27.00 | $32 |
H&W, Dental, Vision and Life Benefits are Part of a Benefits Package
6 consecutive renewals of 3% or less – Trust established in 1958 – BCBS network since 2004 – Enrollment available year round
2026 Rates
Features | H&W 125 | DENTAL 125 | VISION 125 | ACCIDENT | LIFE 10K | ADMIN125 | Union | Total |
|---|---|---|---|---|---|---|---|---|
Employee Only | $746.00 | $75.00 | $15.00 | $12.00 | $10.00 | $100.00 | $27.00 | $985.00 |
Employee + Spouse | $1,530.00 | $150.00 | $30.00 | $12.00 | $10.00 | $200.00 | $27.00 | $1,959.00 |
Employee + (Children) | $1,169.00 | $150.00 | $30.00 | $12.00 | $10.00 | $200.00 | $27.00 | $1,598.00 |
Employee + Family | $1,669.00 | $220.00 | $45.00 | $12.00 | $10.00 | $200.00 | $27.00 | $2,183.00 |
Waived Employees | $10.00 | $27.00 | $37 |
Scroll right to view the full chart.
Accident coverage is for Employee/Member only
Groups above 10 have custom ancillary rates
First Year Dental Max is $1,000, Second year increases to $2,000
Surcharge for 4 or more dependent children – Dental :$50 , Vision: $15 per child.
*Additional $33/month Processing Fee Applies for Individual and Family Health Plans.
Enrollment and Marketplace Options in Nevada
Thousands of small businesses and growing families throughout Nevada rely on flexible and affordable health insurance. BENEFITRA works with Nevada's leading health providers to offer customized plans that fit the needs of both employers and employees. From offering benefits to your team to finding the right family coverage for your loved ones, you can access the healthcare you need without breaking the bank or stressing about paperwork.
All of our Nevada health plans are designed with a variety of lifestyles in mind. If you're on your own, Nevada health plans are an affordable option through the marketplace. Easy enrollment and access to continuous care mean you can stay covered and healthy. Families find that Nevada health plans come with an extensive list of benefits to keep everyone covered and on track. Mental health support, urgent care, dental and vision coverage, and preventive care are just a few of the services available.
Business owners who want to offer their team health insurance have options, too. Plans that fit your budget while giving employees access to quality care and resources is just one of the ways BENEFITRA can help. Wherever you call home in Nevada, from Las Vegas to Reno to rural areas, you can access plans that make it easier to manage your health and team.
Book your free consultationAll of our Nevada health plans are designed with a variety of lifestyles in mind. If you're on your own, Nevada health plans are an affordable option through the marketplace. Easy enrollment and access to continuous care mean you can stay covered and healthy. Families find that Nevada health plans come with an extensive list of benefits to keep everyone covered and on track. Mental health support, urgent care, dental and vision coverage, and preventive care are just a few of the services available.
Business owners who want to offer their team health insurance have options, too. Plans that fit your budget while giving employees access to quality care and resources is just one of the ways BENEFITRA can help. Wherever you call home in Nevada, from Las Vegas to Reno to rural areas, you can access plans that make it easier to manage your health and team.
Why Choosing the Right Plan Matters in Nevada
Selecting the right Nevada health plan is a critical choice that can have an impact on your daily life, long-term health, and financial well-being. A great health insurance plan provides the coverage you need to manage your health every day, be prepared for unexpected emergencies, and address mental health concerns while remaining within your budget.
With Nevada Health Link, you can compare qualified health plans side by side, view important information about each plan’s costs, benefits, and providers, and apply for subsidies if you are eligible. The marketplace allows you to choose the plan that is most suited to your individual needs, whether that’s an HMO for local care or a plan with a wider network for coverage across the state.
You can also discover how to use digital health tools and mobile apps to manage your health coverage with BENEFITRA. Our knowledgeable team is always available to provide assistance and ensure that members are informed and satisfied.
When you find a plan that truly meets your needs, you gain more than just health insurance; you gain peace of mind knowing that you and your family are covered.
Explore Nevada health plans with BENEFITRA and take the first step towards a healthier, more secure future today.
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
I got a big health insurance rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health insurance rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
The Benefitra plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
We are loving the BENEFITRA plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Absolutely loving the plan! Better than all other health insurance plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health insurance industry. I didn't think my experience could be this good.
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
Testimonials
What Our Clients Say
Read how Clever has transformed productivity for our users
and hear their success stories.
Alexandra Estrada
Chrystin Comeau
Jameson Reeves
Jack Bazarbachian
Dr. Hoorbod D, DO
Patrick Therrien
Dr. Elion Krok, MD
Krystal Solimine
Karen M.
Alexandra Estrada
Alexander Kady Tschopp
Scarlett Bartlett
Chelsea Curtis
Jacqueline Bellan
Vin Cannistraro
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
I got a big health benefits rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health benefits.
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health benefits rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
The Benefitra plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
We are loving the BENEFITRA plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Absolutely loving the plan! Better than all other health benefits plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health benefits industry. I didn't think my experience could be this good.
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.
My wife's medical emergency resulted in $300,000 in medical bills and over 90 claims - not one of them was denied and all costs covered by our $3800 per year max. She is still going to PT after 140 visits and we don't need to call and get more approvals. The rehab staff rave about our coverage. Also, I was the first patient in over eight years whose PRP treatments were covered, saving me over $3900. This plan really works.
Chrystin Comeau
Jameson Reeves
Jack Bazarbachian
Dr. Hoorbod D, DO
Patrick Therrien
Dr. Elion Krok, MD
Krystal Solimine
Karen M.
Alexandra Estrada
Alexander Kady Tschopp
Scarlett Bartlett
Chelsea Curtis
Jacqueline Bellan
Vin Cannistraro
